Applied Intelligence Research · AI transformation partner

We rebuild regulated enterprises for the AI era. Securely.

Kolega Labs is an applied-AI consultancy for regulated enterprises. We embed with your teams to redesign operations, build bespoke AI-native software, and ship it to production under audit.

The guardrails aren't a phase we add at the end. They're built into a toolchain we made ourselves, which is how we compress years into quarters without failing your next audit.

Moving fast and staying compliant is not a trade-off.

Every board in a regulated industry has been told to "do AI." The real fear isn't that it won't work. It's failing an audit, leaking data, handing critical operations to a black box, or ending up trapped between systems: the old one you can't retire and the new one you can't trust. The choice isn't fast or safe: with the right toolchain, safe is how you go fast. That's what we deliver.

Services

How we make regulated enterprises relevant in the AI era.

Engagements range from a focused transformation workshop to embedded, multi-quarter delivery. Where the need is narrower, we run targeted implementations on our own toolset: standing up agentic coding cycles inside your engineering teams, or remediating a codebase at scale. Every engagement ends in working software in production.

01

AI Transformation & Strategy

We embed with leadership and operating teams to find where AI changes the unit economics: cost per case handled, days to clear a review queue, headcount per book of business, then commit to a roadmap with measurable outcomes and accountable timelines.

Operating modelRoadmapChange
02

Bespoke AI-Native Software

Production systems built for regulated environments: due-diligence and review platforms, underwriting and onboarding workflow, servicing and back-office tooling. Audit-ready from the first commit, and you own the result.

Product buildPlatformsIntegration
03

Agentic Systems & Orchestration

Coordinated agents that run real operations end to end: document intake and exception handling, case triage, KYC refresh, reconciliation breaks, all executing under governance, with a human approver on anything high-risk.

Multi-agentAutomationGovernance
04

Embedded Delivery & Managed Evolution

We stay in the build with your teams through model-governance sign-off, penetration testing, and regulator questions, shipping iteratively and keeping systems improving long after launch.

Embedded teamsSLAsModel governance
How we engage

We embed, redesign, and rebuild from the inside out.

01

Deep Business Analysis

We map the whole ecosystem, from processes to data to decision points, to find the highest-impact transformation.

02

AI-Native Architecture

We design systems that reimagine how the business should operate, rather than automate what already exists.

03

Agentic Implementation

We build and deploy coordinated agents that execute complex operations end-to-end, under governance and audit.

04

Continuous Evolution

Systems learn and adapt. We stay embedded to optimise operations and surface new opportunities over time.

All services in detail →See the two ways to engage →
The toolchain

Our advantage lives in the toolchain.

We build what we deliver with: the tools, the specialist bench, the migration method. It sharpens on every engagement, and it stays with your teams when we leave.

Toolchain · 01 · the tools

Prototype. Build. Secure.
Move, and prove it.

Studio puts a working prototype in front of stakeholders while the idea is still fresh. Code builds the production system. DevSec hardens it before it ships. CAM™ moves the data and proves nothing broke.

Not products we sell. The kit we work in, and yours at handover.

TOOLCHAIN · 02 · AGENT TEMPLATES

We don't arrive empty-handed.

497 specialist agents and skills across 45 disciplines: every one a codified Kolega best practice, hardened on real engagements. Day one starts with a full bench, not a blank page.

The right specialist, on demand

A security engineer for the threat model, a change-management consultant for the rollout, a data-privacy officer for the GDPR review, loaded the moment the work needs them instead of staffed weeks later.

Governed by design

High-risk decisions route to a human approver, and every action lands on an audit trail. Autonomy stays accountable.

kolega templates · specialist bench
$ search "mortgage due diligence"
AGENT
Credit-Risk Analyst
underwriting models · exposure limits · IFRS 9
load →
AGENT
Security Engineer
threat modelling · SOC 2 controls · pen-test scoping
load →
SKILL
GDPR Data-Privacy Review
DPIA · data mapping · retention policy
load →
AGENT
Change-Management Lead
rollout sequencing · training · adoption metrics
load →
SKILL
Regulatory Horizon Scan
DORA · EU AI Act · PSD3
load →
+ 492 more · every entry reviewed & versioned by Kolega
TOOLCHAIN · 03 · CAM™

Certified Agentic Migration

Migration you can prove, not just promise.

Agents propose, deterministic machinery decides, humans sign. The run ends in evidence your examiner can re-verify.

LOOP 01

Semantic discovery

Agents map schemas, documents, and data fingerprints. Metadata only, never bulk production data.

LOOP 02

Migration Contract

LLM-authored, human-signed, frozen for the deal. The single oracle every step is verified against.

LOOP 03

Verified synthesis

Transformations are generated, checked against the contract, and repaired from counterexamples.

LOOP 04

Adversarial regression

We attack our own pipeline: mutation testing and red-team agents harden every invariant.

LOOP 05

Evidence & certification

A hash-chained evidence log compiles into examiner-ready workpapers keyed to the EBA NPL templates and Regulation X.

MODE A · CONTROLLED MIGRATION

Upgrading or consolidating your own platform

Both schemas are yours and you choose the cutover date. Every transformation meets this day: the new system goes live, the old one retires. CAM certifies it.

MODE B · ADVERSARIAL BOARDING

A loan book changes owners

The spec is contractual, the cutover is a legal event on a fixed date, and the seller's system goes dark exactly when questions start. CAM replaces trust with signed commitments and the parallel run with tape rehearsal.

CAM runs inside your perimeter. Bulk data never leaves, and every artifact re-verifies without us. ISAE 3402/3000-style workpapers compile from the same evidence log.

The CAM™ method in full →
How we work with you

Two ways to engage. Most clients do both.

Buy the outcome now, build the capability over time. You don't have to choose between a delivered system and an AI-native team. We sequence them.

01

We run the transformation

We embed, design the operation, and build and ship the systems ourselves, with the full bench in our hands. You get working software in production, under audit, on an accountable timeline. Best when the outcome matters more than building internal muscle first.

02

We make your teams AI-native

We put the whole toolchain, agent templates and tools alike, in your teams' hands and teach them to deliver with agentic workflows: coding at the speed the market now expects, with the guardrails a regulated environment requires. Best when the goal is durable internal capability.

The mix: deliver together, then hand over

We deliver the first transformation with your teams working alongside us, then hand over the kit and the practices so they keep going without us. The same arsenal, either way.

Research

We contribute real infrastructure to the field, not white papers.

The credibility behind our consulting is public. We open-source the engines we build, and we initiated an open benchmark that ranks them against the frontier, methodology and results published, so our claims are checkable rather than taken on trust.

Free e-book

Own Your Agent

Everything we know about running agentic coding safely, written down. An evidence-driven guide built on Kolega Code, Kolega Scan, and the RealVuln Benchmark: plan, build, scan, fix, and measure the pipeline yourself.

Read the web edition → Free to read. No sign-up.
Own Your Agent
A guide to agentic coding and security
KOLEGA LABS · EDITION 2026
Selected work

Full proof, not compressed claims.

In regulated-industry selling, compressed proof reads as unsubstantiated. Each engagement below is a full case study: the process before, what we deployed, the controls, and the measurement period.

All case studies →

Selected clients & partners

Nitro AI CFSi AvenYou Certiphy AI

Let's talk about your transformation.

Whether it's a focused workshop or a multi-quarter rebuild, we'll scope a clear path to becoming AI-native, securely and without failing an audit.

Review our work